Why choose a loan broker

Are you looking for a loan or a mortgage? Contact the figure of the loan broker : who is this professional operating in the loan chain? With the competitive liberalization that has affected the financial sector, the figure of the loan broker has become increasingly relevant within the “range” of professionals able to offer loans, mortgages, sales of the fifth, etc.

With the introduction of the Legislative Decree of 13 August 2010, n. 141 , the Legislator has tried to offer some important tools to protect consumers, coming to ensure maximum transparency on operations. This is why you should contact a loan broker to apply for a mortgage or loan.


loan broker: who is he and why choose him?

In recent years more and more customers looking for a loan or a mortgage choose to contact a loan broker . What are the reasons? The role of the loan mediator is different from that of other employees operating within the loan chain. This professional figure is able to offer a simple activity of mediation and putting in contact between banking institutions with potential clients and instant parties of loans and mortgages. Mediation activities can be attributed to a consulting service and, unlike financial agents, loan intermediaries can not have any exclusive relationship with banks or intermediaries. This entails a huge advantage for loan customers: the mediator is autonomous, impartial and selects the best loan products, “customized” according to customer needs.

The mediator has the possibility to ” differentiate” the range of loan products and offer the consumer a greater number of commercial proposals. Moreover, it has the possibility to objectively evaluate the various loan proposals offered by the banks, so as to offer the consumer suitable solutions. Even the bad payers, protested and unemployed can benefit from interesting commercial proposals.

How to become a loan mediator?

In order to gain access to the activity of loan broker, Decree 141/2010 specifies that it is necessary to pass a specific examination to be enrolled in the Register of the Body of Agents and OAM mediators. You can also get enrolled by successfully attending the master of Bank . The loan broker must possess the requisites of independence, of patrimoniality, professionalism and honorability.

His profession is destined to grow for the next recent future: for any person who needs a loan or mortgage, it is important to rely on serious, independent professionals who are able to offer the best products on the market, just as proposed by Bank .